Bankers are doing God's Work charging usury?

Lloyd Blankfein, head of Goldman Sachs, claims that Bankers are doing God's Work, because banks help corporations grow large, and large companies employ large numbers of people.

Apparently he's never heard of the theory of economy of scale, which the Capitalists keep hitting me over the head with whenever I mention G.K. Chesterton's idea that the only thing wrong with Capitalism is that there are too few capitalists. Supposedly, the whole world would come crashing down from a lack of labor, if we merely had 100% employment by producing goods as close to the end user as possible in a distributive fashion. The reason for this is economy of scale- that you can produce more goods with less work and less waste by centralizing that work into huge factories.

Which means, that Lloyd is wrong- the fewer bigger companies in a given industry, the fewer people are employed by that industry overall. Give an oligarchy of say, three car companies producing 99% of the cars on the road, and a very small portion of the population, maybe even only one city, gets to have people employed in making cars. Give a monopoly, it's even less. But if instead you have a million artisan bakers, in every neighborhood, then there are lots more people involved in the baking industry- because it is inefficient.

Banking helps companies pile up huge sums of money to become MORE efficient, not less- and that puts human beings out of work.

Anybody know how I can e-mail Lloyd personally to hit him over the head with a 4x4 cluebat?